Is anyone realise that subsidize of their interest rate already include in their car price (not shown in price list).

______________

part wrong n part correct. all dealerships already included additional margin in case need to subsidise interest rates.

it is those like p2 which are super greedy n retain the extra profit to themselves. ( their int rates are even higher than p1 when many of their models are more expensive than p1)

i can go on further to elaborate but this is Out of topic already

btw, i’m quite satisfied with the interior.. although not much as expected but it is understandable… its a BASIC LINE MODEL..

hehee… better than kancil or viva i guess

si-fu said,
January 11, 2008 @ 9:05 pm

Hi everyone!

One thing i realised here, is that MALAYSIAN’S ARE VERY HARD TO PLEASE!

Why this car cheaper than savy??? some of savy user said ‘tipah tertipu’…..
second value for savy become worst. Did P1 consider all this…are they study
product segment..or..just do wat ever they want…still ???

————————————————————–

Buat murah salah …buat mahal pun salah….it is the trend the car prices will be lower….just like computers.

———————————————————
That’s right Mr. Benjo.

It same like computer games. We never play Sony PS when we were kid long times ago. But nowadays, my son never miss a day playing it.

It’s TIME matter.

————————————————————–

Buat murah salah …buat mahal pun salah….it is the trend the car prices will be lower….just like computers.

I am confused with the interest rate..isn’t the interest rate is set by Bank Negara? Can someone explain to me how the interest rate differ between cars? Anyway for 5 and 7 years loan for BLM is 3.88 if i not mistaken.

===================

Interest rates for vehicle hire purchase are not determined by Bank Negara. Its up to the Banks to charge. As far as I know of, Hong Leong provides the cheapest car hire purchase at lightly below 3%.

—————————————————————
thanks for the explanation king and metallic_car
but why do the interest rate jump from 2% to 3.88 when p1 and p2 announced their cheaper price 2-3 years ago?If i not mistaken they said it is because of minimum interest rate set by bank negara?

Good luck Proton dan teruskan usaha anda!

MisterBenjo said,
January 12, 2008 @ 4:44 am

I am confused with the interest rate..isn’t the interest rate is set by Bank Negara? Can someone explain to me how the interest rate differ between cars? Anyway for 5 and 7 years loan for BLM is 3.88 if i not mistaken

_____________________

the only thing that bank negara sets is the ceiling for H.Purchase interest rate i.e max 10% p.a.

interest rates are determined by each banks and normally gets cheaper if your loan amount is larger. eg: loan 30k int rate 3.5%p.a, loan 200k int rate 2% p.a.
Some car companies also subsidize interest rates for customers and that makes the interest rate lower and the total car price alot cheaper.

car companies like p2 do not subsidize interest rates at all that is why their interest rate is so high. eg: hyundai atos loan 32k interest rate 2.8%p.a for 7 yrs but perodua viva loan 32k interest rate 3.99%p.a for 7 yrs.

I also not satisfied with all bankers. Double standard for our local companies. Damn them all. May be all bank CEO get “payung besar” from non-local dealer. And P1 are not rich enough to give them payung.

Is anyone realise that subsidize of their interest rate already include in their car price (not shown in price list).

not bad,

January 12, 2008 @ 10:21 am

Hi everyone!

One thing i realised here, is that MALAYSIAN’S ARE VERY HARD TO PLEASE!

To chap_de_x:
BLM stands for BASIC LINE MODEL! So it is supposed to be basic! Thats why Proton kept the interior simple yet with clean and functional styling. When Proton do ‘gempak interior’ also complaint, not suitable la, not sports car la, should have kept it simple la. Now simple ready, also complaint, too simple la. To MR. CHAP_DE_X, U CANT FEEL PLASTICKY FEEL BY SEEING IT! U HAVE TO ACTUALLY FEEL IT!!!! Please dont pass this kind of un-intelectual judgement! Sorry to Mr. chap_de_x, no heart feelings pls. My PROMISE to YOU PERSONALLY, the interior is FAR FROM PLASTICKY FEELING! I have touched it, stripped it apart, played around with it and i can assure u that. AND I CAN SAY THAT THE PLACTIC USED IS STORNG PLASTIC! Trust me on that…

sorry to say mr normaluser i think u get me wrong…i am just give my point of view over here. its not a complain…its not a bashing its just a point of view thats all. beside feel is not just can be done using touch sense. its also can be done by ur eye or ur heart…hmm recognize “i feel Hot” “i feel Angry” hhhm can it be touch mr normaluser…hmmm and wut i said earlier is about what i feel through my vision and trough my heart…that all..no hard feeling ok but if u accusing me un-intellectual please for me can you be intelectual in accepting others point of view…btw thanx for the info about the interior ok…i am also eager to feel n touch this baby.

I am confused with the interest rate..isn’t the interest rate is set by Bank Negara? Can someone explain to me how the interest rate differ between cars? Anyway for 5 and 7 years loan for BLM is 3.88 if i not mistaken

_____________________

the only thing that bank negara sets is the ceiling for H.Purchase interest rate i.e max 10% p.a.

interest rates are determined by each banks and normally gets cheaper if your loan amount is larger. eg: loan 30k int rate 3.5%p.a, loan 200k int rate 2% p.a.
Some car companies also subsidize interest rates for customers and that makes the interest rate lower and the total car price alot cheaper.

car companies like p2 do not subsidize interest rates at all that is why their interest rate is so high. eg: hyundai atos loan 32k interest rate 2.8%p.a for 7 yrs but perodua viva loan 32k interest rate 3.99%p.a for 7 yrs.

Thx Mr. Normaluser for giving feedback on my comment. THE INTERIOR QUALITY IS NOT SAME AS SAVVY. ITS ON PAR WITH PERSONA. Which i personally think is much better then the Savvy, and also the previous versions of the Saga and Iswara. If wanna describe it, i can say the interior has good quality plastics at the same time soft texture where when u touch it, u can feel its solid and when u knock it, it does not give an empty sound. It gives a ‘weighty’ sound similar to Persona.

One thing i realised here, is that MALAYSIAN’S ARE VERY HARD TO PLEASE!

To chap_de_x:
BLM stands for BASIC LINE MODEL! So it is supposed to be basic! Thats why Proton kept the interior simple yet with clean and functional styling. When Proton do ‘gempak interior’ also complaint, not suitable la, not sports car la, should have kept it simple la. Now simple ready, also complaint, too simple la. To MR. CHAP_DE_X, U CANT FEEL PLASTICKY FEEL BY SEEING IT! U HAVE TO ACTUALLY FEEL IT!!!! Please dont pass this kind of un-intelectual judgement! Sorry to Mr. chap_de_x, no heart feelings pls. My PROMISE to YOU PERSONALLY, the interior is FAR FROM PLASTICKY FEELING! I have touched it, stripped it apart, played around with it and i can assure u that. AND I CAN SAY THAT THE PLACTIC USED IS STORNG PLASTIC! Trust me on that

================

Mr Si-Fu,
The main thing that we concern, is the quality & hardness of plastics used are the same as that of savvy? The plastics used in savvy are hard ones, and definitely feels plasticky and not up-to-the-market. You know its not good when it makes ‘loud’ sound when u knock it (like the keyboard plastics u’re typing now). Its not just about the color & texture, the hardness & feel also matters. Just asking, I intend no harm.

I was in mutiara last night, hoping to see proton people start to put in the interior panels. But sadly they only put one front door only. no interior items except the steering wheel.

Nice job siva. Any front profiles?

That car yard looks familiar.. It isnt by any chance in sec 18 shah alam (or nearby) is it?

I am confused with the interest rate..isn’t the interest rate is set by Bank Negara? Can someone explain to me how the interest rate differ between cars? Anyway for 5 and 7 years loan for BLM is 3.88 if i not mistaken.

===================

Interest rates for vehicle hire purchase are not determined by Bank Negara. Its up to the Banks to charge. As far as I know of, Hong Leong provides the cheapest car hire purchase at lightly below 3%.

January 12, 2008 @ 2:25 am

why the interior so weird…like no flow in the design?anyway cant complain much for the price…if the head unit is a double din design like savvy..it should have been nice..gear knob is good..aircond vent is acceptable…door handle is finally large enough to put 2 or more fingers in…good job proton…but you should continue the interior styling/trend of neo,persona,gen2 and savvy…this is a step backward…i bet many feel so…but i really hope quality will be a few steps forward…

i heard proton engineers took alot of effort looking at perodua,toyota,honda and even hyundai switches,button and etc to produce buttons and switches…

sifu should know how true is this….

all the best PROTON…wanted to book one today…but still waiting…whats the interest rate??some say 4.3 so saying 4.1 and rest saying its 3.88%…anyone can confirm?

————————————————————–

I am confused with the interest rate..isn’t the interest rate is set by Bank Negara? Can someone explain to me how the interest rate differ between cars? Anyway for 5 and 7 years loan for BLM is 3.88 if i not mistaken.

January 12, 2008 @ 12:28 am

Dont be so negative thinking la my fren …..get a feel in the showroom first than bash la….
____________________________________________________________________________
I do support Proton if you have to know. And I may buy one as a 2nd car some day. I’ve always been +ve towards Proton. Check all my previous posts if you don’t believe me. But I’ve seen countless broken a/c vents in a Proton before including in my in-law’s a few months old Satria Neo. So, that was just a reality check. Cheers mate. Don’t be so uptight.

————————————————————–

opsss sorry bro…wrong target ..hihi …cheers

i heard proton engineers took alot of effort looking at perodua,toyota,honda and even hyundai switches,button and etc to produce buttons and switches…

sifu should know how true is this….

all the best PROTON…wanted to book one today…but still waiting…whats the interest rate??some say 4.3 so saying 4.1 and rest saying its 3.88%…anyone can confirm?

Remember, we need to fight with big names in other unprotected markets.

Proton got 6.5/10. Just waiting for FC report, if around 5.5l/100km at 90kmh the car is OK. Maybe 7-7.5/100 point for this segment. Maybe after Savvy dashboard finish, Proton should redesign new one.

———————–

ur welcome.

January 12, 2008 @ 12:28 am

Dont be so negative thinking la my fren …..get a feel in the showroom first than bash la….
____________________________________________________________________________
I do support Proton if you have to know. And I may buy one as a 2nd car some day. I’ve always been +ve towards Proton. Check all my previous posts if you don’t believe me. But I’ve seen countless broken a/c vents in a Proton before including in my in-law’s a few months old Satria Neo. So, that was just a reality check. Cheers mate. Don’t be so uptight.

proton.GL.. said
even Audi and Lamborghini use the same part

apa kelas nak compare wit Audi and Lamborghini, its like beauty and da beast.
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sorry la my friend ,appologise,
im too overly generalised,
but thats what auto industry is about, to be economical,
even last time, ferrari use its fiats bin for switches,
nothing is too wrong there i think, as long as it fits nicely is acceptale,
not to mention the steel wheel is from wira, but thats how it should be done,
steering from satria neo, padel rubber pad, some of the brake fluid lid, are from past model,

i think its an ok practice, for auto industry,

———————————————————-

if anyone want to feel what it’s like inside a lamborghini, get inside the new kancil, it’s air vent looks just the same

wait, i’m out of this topic is it???