Chan, used Proton X70 buyer in April 2025
Recently, I came across a really good deal on a used car that I was genuinely interested in purchasing. The only catch was it was a private sale, not through a dealer. At first, I thought it wouldn’t be a big issue, but once I started looking into getting a loan, I realized the process for private car financing was a lot more complicated than I expected.
Most banks that offer financing for private deals had interest rates as high as 4%, and the steps involved weren’t very clear. I had to do a lot of the legwork myself, and honestly, it felt overwhelming. That’s when I started searching online for alternatives and that’s how I came across the paultan.org Private Auto Finance service.
Here’s how it worked for me:
The first step was simple. I just registered through the paultan.org website. Shortly after that, I was contacted by one of their agents, Ben from Driven Communications Sdn Bhd via WhatsApp and email. The response time was quick, and the agent was really friendly and professional from the beginning. They took the time to understand my situation and gather all the important information needed: details about the car, the selling price, as well as the buyer (me) and seller’s details.
After that, the real help began. Instead of me having to go from bank to bank, the agent helped me apply for financing with multiple banks. They compared the options available and actively searched for the best offer with the lowest possible interest rate. They didn’t just throw a list of banks at me, I could tell they were working behind the scenes to negotiate and find the most suitable solution based on my profile and the car I wanted.
What I appreciated most was how they guided me throughout the entire process. They explained everything clearly. Things like the JPJ ownership transfer, what to check in the B5 inspection (which is crucial for used cars), and what documents I needed to prepare. They also made sure the seller followed the correct steps, which helped protect me from any potential risks.
Buying a car through a private deal usually comes with a lot of unknowns and stress, especially if it’s your first time doing it. But with the paultan.org service, I felt well-supported and confident in every step I took. From financing all the way to finalizing the purchase, I had someone reliable helping me navigate the process.
In the end, everything went smoothly. I got the car I wanted, with a better interest rate than what I was initially offered by the banks, and peace of mind knowing the process was handled properly.
I’d definitely recommend the paultan.org Private Auto Finance service to anyone considering buying a car directly from a private seller. It takes away a lot of the guesswork and gives you confidence that you’re doing things the right way.
The fees for this service will depend on the price of the car being transacted as there is a scale and percentage involved in the formula. We will be able to quote the buyer and seller fees payable once we have information on the car being transacted. We have market-competitive rates.
Typically, approvals can be secured within two weeks.
For the buyer, we require your NRIC, 6 months payslip, and EPF statement for 6 months.
For the seller, we require your NRIC , original Vehicle Ownership Certificate (grant), proof of e-hailing/company usage cancellation (if applicable), bank settlement amount slip (if applicable).
For company cars, we require disposal resolution letter, SSM 9, 24, 49 forms, and director IC is required.
You can clarify anything you need when you get in touch with us by filling up the contact form.
We manage all the necessary paperwork and liaise with the authorities.
Yes, paultan.org Private Auto Financing will submit to most of the banks / financial institution for approval to get the best rates possible.
Typically, you can finance up to 90% based on the market value of the car however the final amount is subject to approval by financial institutions.
We're sorry, but we are only able to offer this service to Malaysia citizens at the moment.
It is advised for you to cancel e-hailing first as it will take some time for it to be processed.
We assist private car buyers buying cars from private sellers in securing a bank loan, getting the necessary inspections and managing the ownership transfer, so you can focus on the joy of driving.
Get started with an affordable fee from RM700*