If you’ve been looking to get into Mercedes-Benz ownership for the longest time but the financing costs associated with a traditional car loan is a little too much for you to bear, there’s a strong alternative that’s definitely worth considering.
With Mercedes-Benz Agility Financing, you can benefit from a more affordable, convenient and flexible financing method, making it easier for you to get behind the wheel of your preferred model bearing the three-pointed star.
That’s precisely the route that our very own Hafriz Shah took when it came time for a new Mercedes-Benz, and if you’re curious about the mechanics of Mercedes-Benz Agility Financing, he’s on hand to explain everything you need to know.
So, if you don’t want to be tied down by the limitations of a conventional hire purchase loan when it comes to purchasing your Mercedes-Benz of choice, and require a little more flexibility and even the option to swap to a new one after a certain number of years, sit back and enjoy this guide to Mercedes-Benz Agility Financing.
BMW Financing seemed more flexi. with longer warranty and free maintenance thrown in.
All this financing schemes are bad because majority like to live beyond their means.
They see new car, no money also, tempted to buy. So many commitments, so many kids, so many wives…..then end up get repossessed.
Nobody ask them to get mistresses after they had married.
If you talk on warranty terms then yes BMW is the leader at the moment and it has been a major deciding factor for most customers as price for parts for out of warranty vehicle can be stunning haha. It won’t take long before MBM joins BMW though as seen in their massive pre-reg showroom in Kinrara. It’s a sign that people are looking more at used vehicles instead of new and MBM has to do something to continue leading in its segment.
Agility financing is good however it is not favorable for people who frequently using the car, specially for Mercedes Benz, you can only “allow” to use up to 30k km(for 3 years) in order to secure your resell value, which making me feel miserable in such how can a reasonable person only use 10k km for a car for 1 year?
Actually the mileage caps are between 20,000 km to 30,000 km PER year. So you can do up to 90,000 km over three years.
So what if you dont want to continue with a mercedes benz after your tenure? Lets say 3 years is up, you are within the capped 20k KM/year and with no serious damages. Do you get to just give up your car at no extra costs or are you forced to get another merc or pay a fee?
Yup you can return the car, and go on ahead and buy from a different brand. Getting another Merc is entirely optional.
Hope people can understand this Agility financing now. Too many buy Mercedes just to balik kampung to brag and showoff to Opah that they are making big money in the bandar.
Then 3 months later, their cars kena tarik balik or sambung bayar.
I hope this will explain things better and teach us how to live within our means.
certain someone..haha
RM 5,000 monthly rental for a C class. Sorry… not a cheapskate like me can afford
All these financing only cater for a certain segment, just like how traditional hire purchase will cater for a segment that wants to own the car for many years down the road. Then there’s the new segment for monthly or yearly subscription which is gaining traction worldwide. Let me put down in writing that I am in support for BMW’s 1-3 month subscription as seen in Singapore. Short term subscription works for people who are not in the country for half the time in a year and plans like this will work well as my average travel per year on Malaysian roads is around 8k km when I’m back in Malaysia.
Is this just another way to brand leasing?
It is leasing of some sort.
this is a lease, which is what most buyers in europe do and cars only made to last the lease..after that shipped to third world countries and sold as recond..
you never own the car, just like renting..gaya lebeh hutang banyak..thats the life..lol
this plan is good for 4 categories of drivers:
1. people who work offshore outside malaysia for lengthy periods.
2. expats
3. businesses who want to rent (charge under opex) instead of buy (capex)
4. people who ccris fail, cannot take loan.
Better to just wait for 1 year pre-reg, at least sst 20% discount thrown in and usually gives u extended warranties..
During the financing period, what about
1. Road tax & insurance
2. Service Maintenance
3. Wear and tear like tyres and batteries…
All i still have to pay?
It differs from one plan to another so you really have to look at the terms, read and understand all the details and the fine prints
Dear hafriz, please dude.. Reply.. We need to know those things
Agility Financing is still for those with 5k/mo to spare on a car and not feel bad about it. It is not really a method to lure younger execs or new merc owners into “purchasing”. Younger execs may have a max 3k/mo and if they really need a merc/conti, they would instead opt for a lower monthly instalment regardless of the tenure.
With the base spec C200, that would set you back around 2.6-2.8k/mo. Yes that would be for 9 years but if we talk about mentality of our buyers, the lower the Instalments the better.
Oh dear… Looks like some questions not being answered by Mr. Hafriz…. Come on dude.. Isn’t this article about you answering some question about the agility financing?
save the hassle. get a volvo.