Racing not covered by motorcycle insurance – PIAM

2015-mat-rempit-5-e1444095620332a

More on the topic of legalised motorcycle street races, which Federal Territories minister Datuk Seri Tengku Adnan Tengku Mansor says he plans to hold in KL. The Persatuan Insurans Am Malaysia (PIAM) says that a motorcycle insurance policy does not cover activities such as racing, and it is an exclusion under the policy, The Sun reports.

The association told the publication that while legal and professional racers can get insurance coverage for legitimate racing, illegal racing is not covered by insurance. It said any such activity is done at the rider’s own risk, and if there is an injury caused to a third party or damage to another person’s property, the rider will be personally responsible for any damage costs.

“In the event an Insurer (Insurance Company) is held liable to pay by virtue of the provisions under Section 96 of the Road Transport Act, the insurer can seek indemnity from the motorcycle owner and/or rider,” PIAM explained, adding that it advised those taking part in such activities to refrain from it.

The insurance body stated this in response to Tengku Adnan’s proposal, which moots the idea of closing specific roads once a week to allow motorcyclists to race in legal fashion.

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Anthony Lim

Anthony Lim believes that nothing is better than a good smoke and a car with character, with good handling aspects being top of the prize heap. Having spent more than a decade and a half with an English tabloid daily never being able to grasp the meaning of brevity or being succinct, he wags his tail furiously at the idea of waffling - in greater detail - about cars and all their intrinsic peculiarities here.

 

Comments

  • Leafable on Mar 04, 2016 at 2:18 pm

    Really? I don’t think these guys have a license let alone insurance.

    Like or Dislike: Thumb up 38 Thumb down 0
    • hahaha on Mar 04, 2016 at 6:03 pm

      don’t talk, maybe the idiot of people out there may suggest an insurance to cover illegal street racing thus raising everyone else insurance premiums!!! (to subsidise degenerate of course)

      Like or Dislike: Thumb up 8 Thumb down 0
  • MeToo on Mar 04, 2016 at 2:28 pm

    Maybe Kunan can protest and set up Motor Insurance 2 to cover these Mat Cemerlangs?

    Like or Dislike: Thumb up 26 Thumb down 0
  • Kuinosan on Mar 04, 2016 at 2:40 pm

    Nobody in their right mind will condone to such illegal activities, more so to cover them. So this speaks volume of how smart our authorities are managing this issue. It’s the case of Dumb and Dumber again!

    Like or Dislike: Thumb up 19 Thumb down 0
    • Gargantia on Mar 04, 2016 at 3:10 pm

      Insurance company reject, Rakyat more then 95% rejected the proposal, Transport Ministry same not buying the idea and So what’s next from this ABUSE using power the idea to table on parliament??? Rakyat and tax payers please wakeup ! Stop the foolishness from this ministry !!!

      Like or Dislike: Thumb up 19 Thumb down 0
  • Neutral on Mar 04, 2016 at 2:43 pm

    BN gahmen should collect insurance payments from racers, to boost BN election bajet.

    Like or Dislike: Thumb up 16 Thumb down 0
  • Nutty politicians nutty thinking without studying the consequences fully.

    Like or Dislike: Thumb up 12 Thumb down 0
  • Insurance will always find a way to not pay you don’t you realize?
    “term and condition apply”

    Like or Dislike: Thumb up 4 Thumb down 1
    • thepolygonal on Mar 04, 2016 at 5:32 pm

      Insurance is a calculated risk business. They always win.

      Like or Dislike: Thumb up 2 Thumb down 0
    • Jimmy on Mar 04, 2016 at 11:08 pm

      Only ‘poor’ people buy life insurance.

      You are really ‘poor’ if your thinking is still limited to monetary poorness.

      Like or Dislike: Thumb up 1 Thumb down 1
  • longjaafar on Mar 04, 2016 at 4:00 pm

    Not to worry. The Ministry of KuNan will pay for their insurance….

    Like or Dislike: Thumb up 8 Thumb down 0
  • It Will Take Its Course on Mar 04, 2016 at 9:40 pm

    Proper official racing organizations emphasize on safety, technology and the sport itself. This no safety cheap thrill street race will bad publicity and complaints when there’s a life cost of a child of some parents. By then, will this organizer be charged?

    Like or Dislike: Thumb up 0 Thumb down 0
  • Jimmy on Mar 04, 2016 at 11:02 pm

    Have AIA, Prudential, ING etc etc announced non-coverage of hospitalisation due to illegal racing?

    Like or Dislike: Thumb up 0 Thumb down 0
    • Amriji on Mar 06, 2016 at 1:03 am

      Actually they already did. It is in your insurance booklet pack once U signed up. It also do not cover for other risky activities such as paragliding etc.

      Like or Dislike: Thumb up 0 Thumb down 0
  • Stupid gohmen… Pity those rempit, instead of solving one problem they create another. Brilliant

    Like or Dislike: Thumb up 0 Thumb down 0
  • Tamau itu macam on Mar 05, 2016 at 5:02 pm

    If Kunan really sayang mat rempit…..Kunan could easily cover the expenses, damage and medical fees when acident happens, can right???

    Afterall, there is not limit of love, yes?

    Like or Dislike: Thumb up 0 Thumb down 0
  • Dark Side on Mar 05, 2016 at 11:56 pm

    A smart and wise minister will always study and see a big picture of the event before making any proposal..sadly many minister nowadays speak and think like uneducated ppl worst cheap and low class…at the end shiok sendiri and proud with himself saying i have contributed to ppl..think again are you contribute or protecting your own rice bowl…is this street racing contribute more social issues or benefit to ppl….you may propose to Ministry of edu this year for this title in Spm essay question..then you will see the answer from our future youth!!!

    Like or Dislike: Thumb up 3 Thumb down 0
  • Samang on Mar 06, 2016 at 2:05 pm

    License got ah? registration got ah? what more insurance.

    Like or Dislike: Thumb up 1 Thumb down 0
  • Hadi75 on Mar 06, 2016 at 4:24 pm

    Mat rempit = votes….

    Like or Dislike: Thumb up 0 Thumb down 0
  • Kawabanga on Mar 12, 2016 at 1:58 pm

    Can some one pls tell this to the dumbarss minister…??

    Like or Dislike: Thumb up 0 Thumb down 0
  • Kung Yang Wong on Mar 14, 2016 at 12:05 am

    Why should we care if they don’t even care about their own life….. just let them go to see GOD!

    Like or Dislike: Thumb up 0 Thumb down 0
 

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