Kia Malaysia has introduced its new protection plan for Kia owners – Kia Cares. Like the RTI-GAP Insurance for Nissan cars and Peugeot Protect, Kia Cares is designed provide a more comprehensive coverage that makes up for a conventional motor insurance policy’s shortcomings.
Traditionally, in the event of total loss of a vehicle due to theft, an accident, fire, flood or natural disasters, a motor insurance policy will only cover the current market value of the car, and not its original purchase price.
Kia Cares makes up for this by covering the difference between your Kia’s purchase price and the sum it is insured for. Additionally, the plan also includes a vehicle replacement option, in the event of a total loss due to theft or natural disasters.
For example, let’s say you’ve just purchased a brand-new Kia Cerato 1.6 SX for RM101,888 (OTR with insurance) on loan, with an insured sum of RM97,000. Unfortunately, the car gets stolen shortly after you get the keys.
The insurance company agrees to pay out the insured sum of RM97,000, which should help pay back part of the hire purchase loan (RM101,888), although you’d still be short RM4,888. Kia Cares will help reimburse that amount (RM4,888), so you need not be burdened financially by the unfortunate incident. Furthermore, Kia Malaysia claims that the settlement process is quick.
However, there are a few terms to purchasing the Kia Cares protection plan. Firstly, it is only available with the purchase of new Kia vehicles from January 1, 2016. Secondly, it does not cover vehicles used for commercial purposes. Lastly, the plan is non-transferable.
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If market value good, there is no need for Kia cares whatsoever. That’s why I keep saying “as long as it is a kimchi, it will not have RV”.
So obvious that u once again proved u r nothing than a keyboard warrior. If indeed u r a Toyota Salesperson or some random car owner, haven’t u heard of Affin Gap Insurance Protection plan? Even abovemention article stated, both Nissan and Peugeot has their own Gap plan. This seriously help a lot on consumer regardless whatever brand they used and mind you this Gap plan some limit itself with ceiling price of RM200k. Auto industry is very competitive dude and this is just to help us consumer with a much better peace of mind. Btw, u talk so much about Toyota RV…do u know how many Toyota sold their stocks in the last 6 months? I work in auto industry Sam and ur so called RV vehicles ain’t moving much….
Same Lorrr said who buys p1 is a loser but the REAL loser is those who buys moving coffin p2 toyota
Nobody wants to steal KIA cars maa… No RV lorr… Hoo Same L0rrr…? hihihi…
lol, first i read it as Kia CARENS
Naza has done badly in Bolehland.Why?
The dead tycoon’s sons are more into property development than cars.By now,Mazda has overtaken Naza by leaps and bound.
Shambolic,like protong,Naza is coming out with this program,but you still got to fork out extra cash.
Naza,UMW all are ready for new distributors to take over.KIA,Toyota…open your damn eyes.You need regime change for car distributorship.
Toyota Japan had tried to come into Malaysia some 15 years ago – to create Toyota Malaysia just like what happened to Honda (from Kah Motor to Honda Malaysia), BMW (from Auto Bavaria to BMW Malaysia) or Mercedez Benz (from Cycle Carriage to Daimler Chrysler Malaysia).
it was refused by UMW, but as a token TMC was given an option as a dealer. Toyota Japan accepted it and it set-up UMW Toyotsu in Shah Alam, and now Rawang with TMC having the majority shares.
so to response to your comments on UMW – no can do. For Naza though – it is struggling badly for Kia, Peugoet and Chevrolet. only time will tell.
Nazak self-destruct….consumers r not dumb we knw they got greedy by changing the name of the new model to CELAKA from FORTE than increased the prices frum Rm75k to Rm99k…karma
That’s C segment, how about B segment Toyotaik Vios TRD taksportiboo at 90k, not greedy meh?
KIA owners are safer than Hyundai.
Any thief/robber that jacks a KIA is beyond blind
Buy for RM101,888, and pay back RM101,888?
How much more needed just to cover the 9 years loan interest?
I wish they introduce UVO system here like in UK and Australia